General liability insurance
Protect your delivery business from costly legal claims
Get coverage for accidents, injuries, and property damage that occur when you’re not driving - starting at $8/week
Get an instant quoteRated "A-" (Excellent) by A.M. Best | Trusted by 2,500+ delivery drivers | Claims support available 24/7
Why you need it
Delivery work involves more than just driving. When you're loading packages, making deliveries, or installing items, accidents can happen. General liability insurance protects your business from costly legal bills and settlements coming from situations like these:
- Someone trips and falls over you, your hand cart, or boxes
- People get hurt with furniture or equipment you assembled
- You accidentally break something at customer’s property
- Walls or floors get damaged during delivery
- People get sick from the food you delivered
- Appliances you installed cause a fire or flooding
Typical weekly rates
Light vehicles (up to 15,000 lbs.)
| Plan | $100,000 limit | $1 million limit |
|---|---|---|
| Standard Plan | $7-$9 | $13-$15 |
| White Glove Plan | $9-$11 | $15-$19 |
Heavy vehicles (over 15,000 lbs.)
| Plan | $100,000 limit | $1 million limit |
|---|---|---|
| Standard Plan | $7-$9 | $15-$16 |
| White Glove Plan | $9-$11 | $19-$21 |
Notes:
- Light vehicles include: car, SUV, van, small truck. Heavy vehicles are larger trucks over 15,000 lbs. GVW.
- White Glove Plans cover the assembly/installation of products. Standard Plans do not cover this.
- Proof of Home Goods Delivery Training or 3+ years of insurance with no claims is required for the White Glove Plan $1m limit.
Key features
No cap on legal costs
Legal defense costs covered without limit
Protection beyond the driver’s seat
You’ll be covered for loading/unloading claims
Assembly and installation
The White glove plan protects you during product assembly, installation, and delivery
Work with any carrier
You’ll be covered for all delivery work when you sign up as a full time driver
Zero deductible
No deductible on the Standard Plan
Medical costs
Avoid lawsuits with up to $5,000 per person to cover medical care
Smart ways to save
- Choose a monthly payment plan
- Get only the amount of insurance you need
- Choose the Standard Plan if you don’t assemble/install products
- Take Home Goods Delivery Training for a discount on the White Glove Plan
- If you sign up as a part time driver you’ll pay less BUT you’ll be covered only for one contracting company
- Get a coupon code from your contracting company
Important note: General liability insurance is not auto insurance and won't help with USDOT/FMCSA licensing. For that, you'll need commercial auto insurance.
Don't Let A Legal Claim Put You Out Of Business
Choose your plan, get an instant quote and start your coverage today.
